Local Dentists, Dental Emergencies

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Arizona Dental Plans

Looking for Emergency Dental Plan?

Unless you have Insurance at the time of the emergency, it is usually not an option. But there are options that will save you money and get you seen by a reliable Dentist when a painful emergency occurs. With a Discount Plan you can see the Dentist the same or next day, if there is an on-going condition.

How Dental Insurance works:

Discount Plans has been around for a long time, but many consumers do not understand the difference between discounted plans and insurance. It’s not unheard of for a family of four to pay over $100 a month for dental insurance premiums. Once the dental procedures are completed the dental office usually bills the dental insurance company for payment. The insured client usually will have a deductible of $100 or more which must be paid out before the Insurance Company pays. After the deductible is paid, dental insurance companies usually pay 50-80% on preventative and restorative dentistry.

In the Dental Insurance Industry provisions included in the contracts typically exclude dental cosmetics and there may be waiting peried for certain costly dental procedues. On specific dental procedures the may be waiting periods. (eg dental crowns, roort canals). Then the final downside is the fact that there are annual limits on the services. These limits, exclusions and caps on the service are essential to the policy, otherwise insuring provider could be liable for more money that they take in and eventually go out of business.

A Better Option:

One of the options to consumers is the Discount Plan. Certain companies are now jumping on board the dental discount wagon by offer these types of plans too. They are less costly to consumers as they pay a lower monthly premium. Discounted Dental Plans have a network of private paractice Dentists who are willing to provide a discount to plan members.

Why would a Dentist accept a discounted fee for their services? Because the dental patient pays the same day the Dentist is willing to accept a discount fee. The Dental Discount Plan Patient pays at the time of service eliminated any dental insurance hassles. There is no paperwork. The Dentist saves on advetising because the Dental Discount Plan Company sends patients to the Dental Office.

The Discount Plan concept works so well for the Dentists, that they are willing to provide deep discounts usually between 25-80% in most areas. The amount depends on the procedure. Bottom line with these plans, the Dentist and member both win.

Options for Emergency Dental Care Service:

1. Investigate Dental Discount Card with no waiting period.
2. Contact an Emergency Dentist in your area for a visit.
3. Dental emergencies can usually be treted on Saturday if the dental office is open.

About the author: Bill Simms is a Benefits Specialist with AmeriPlan since 1997. For more information visit the link below or call 1-888-670-5190 Ameriplan Dental Plan and California Health and Dental Insurance

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